Last updated: 2021-05-02

TERMS OF SERVICE

1. Introduction

These Terms of Service (“Terms”, “Terms of Service”) govern your use of websites operated by Clear Concise Pty Ltd ACN 643 180 303 (“Company”, “we”, “our”, “us”). Your agreement with us includes these Terms and You acknowledge that you have read and understood these Terms, and agree to be bound of them. If you do not agree with (or cannot comply with) Terms, then you may not use the Service. These Terms apply to all visitors, users and others who wish to access or use Service.

 

2. DISCLAIMER

THE INFORMATION CONTAINED ON THIS WEBSITE AND THE ADVICE WE PROVIDE IS OF A GENERAL NATURE AND ONLY MADE AVAILABLE TO RESIDENTS OF AUSTRALIA. IT IS NOT INTENDED TO BE A RECOMMENDATION, OFFER, OR INVITATION TO TAKE UP SECURITIES OR OTHER FINANCIAL PRODUCTS, OR TO MAKE INVESTMENT DECISIONS BY ANY COMPANY OR PERSON. IT HAS NOT BEEN PREPARED TAKING INTO ACCOUNT ANY PERSON’S PARTICULAR NEEDS, FINANCIAL SITUATION OR OBJECTIVES AND SHOULD NOT BE RELIED UPON AS A SUBSTITUTE FOR FINANCIAL, ACCOUNTING, LEGAL, TAX OR OTHER SPECIALIST ADVICE.

 

3. Links To Other Web Sites

Company is not responsible for the content of any other websites or pages linked to or linking to this Website. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk and we disclaim all liability, direct or consequential.

4. Content

Content found on or through this Service are the property of Company or used with permission. You may not distribute, modify, transmit, reuse, download, repost, copy, or use said Content, whether in whole or in part, for commercial purposes or for personal gain, without express advance written permission from us.

5. Prohibited Uses

You may use Service only for lawful purposes and in accordance with Terms. You agree not to use Service: a) In any way that violates any applicable national or international law or regulation. b) For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content or otherwise. c) To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter,” “spam,” or any other similar solicitation. d) To impersonate or attempt to impersonate Company, a Company employee, another user, or any other person or entity. e) In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity. f) To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of Service, or which, as determined by us, may harm or offend Company or users of Service or expose them to liability.

Additionally, you agree not to: g) Use Service in any manner that could disable, overburden, damage, or impair Service or interfere with any other party’s use of Service, including their ability to engage in real time activities through Service. h) Use any robot, spider, or other automatic device, process, or means to access Service for any purpose, including monitoring or copying any of the material on Service. i) Use any manual process to monitor or copy any of the material on Service or for any other unauthorized purpose without our prior written consent. j) Use any device, software, or routine that interferes with the proper working of Service. k) Introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful. l) Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of Service, the server on which Service is stored, or any server, computer, or database connected to Service. m) Attack Service via a denial-of-service attack or a distributed denial-of-service attack. n) Take any action that may damage or falsify Company rating. o) Otherwise attempt to interfere with the proper working of Service.

6. Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service.

7. Intellectual Property

Service and its original content (excluding Content provided by users), features and functionality are and will remain the exclusive property of Company and its licensors. Service is protected by copyright, trademark, and other laws of and foreign countries. Our trademarks may not be used in connection with any product or service without the prior written consent of Company.

We respect the intellectual property rights of others. It is our policy to respond to any claim that Content posted on Service infringes on the copyright or other intellectual property rights (“Infringement”) of any person or entity.

8. Privacy

 

We are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). We only collect personal information from you that is necessary for conducting our business, providing general advice and services to you and meeting our legal obligations.

 

This can include a broad range of information ranging from your name, address, contact details and age to other information about your investment preferences and financial situation. We provide any information needed to those with whom we deal with, on your behalf, to implement your financial, investment instructions. We may collect personal and other information from you directly or via your use of our services on our web pages. We will only collect personal information which is reasonably necessary for, or directly related to, our functions or activities.

 

We may also use your information internally and or share it with our related entities to help us improve and provide our services to you and help resolve any problems.

 

We can only provide our services if we have all the relevant information. If you do not provide us with some or all of the information that we ask for, we may not be able to assist you.

 

We do not sell, trade, or rent your personal information to others. We may also store your information in the ‘cloud’ for the purposes of data storage and file backups. These ‘cloud’ service providers may be in countries not regulated by laws, which protect your information in the way that is similar to the Privacy Act. We will not be accountable for any recipient’s breach of Australian privacy laws and you will not be able to seek redress under those laws.

 

We may provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.

 

By asking us to assist or accessing our web pages, you consent to the collection and use of the information you have provided to us for the purposes described above.

 

9. Other

  • These Terms shall be governed and construed in accordance with the laws of Western Australia, which governing law applies to Terms without regard to its conflict of law provisions.
  • Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have had between us regarding Service.
  • No waiver by Company of any term or condition set forth in Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Company to assert a right or provision under Terms shall not constitute a waiver of such right or provision.
  • If any provision of Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of Terms will continue in full force and effect.
  • By using service or other services provided by Us, you acknowledge that you have read these terms of service and agree to be bound by them.

 

10. Contact Us

Please send your feedback or comments by email: sam@clearconcise.com.au.